Source-forward points and miles research Read our verification method

Card directory

Deep guides, migrated one card at a time.

Every guide must preserve its research, benefit hierarchy, offer history, issuer-prefixed alternatives, and mobile behavior before it replaces the standalone prototype.

All card guides

Migration pilot Checked Jul 19, 2026

Amex · Membership Rewards

Amex Gold

A dining-and-groceries workhorse with transferable points, layered monthly credits and a $325 annual fee.

Current offer
100,000
Annual fee
$325
Keeper score
4/5
Open guide →
Migration pilot Checked Jul 20, 2026

Amex · Membership Rewards

Amex Green

A travel card built around broad 3X categories and CLEAR credit—at a higher fee than the competition.

Current offer
40,000
Annual fee
$150
Keeper score
2/5
Open guide →
Migration pilot Checked Jul 19, 2026

Amex · Membership Rewards

Amex Platinum

A premium travel card built around the largest airport lounge network, $3,500+ in annual credits, and transferable points—with an $895 fee to justify.

Current offer
175,000
Annual fee
$895
Keeper score
3/5
Open guide →
Migration pilot Checked Jul 20, 2026

Amex · Delta SkyMiles

Delta SkyMiles Gold

A Delta card with free checked bags and credits that can offset the fee—if you fly Delta enough.

Current offer
80,000
Annual fee
$0 first year, then $150
Keeper score
3/5
Open guide →
Migration pilot Checked Jul 20, 2026

Amex · Hilton Honors Points

Hilton Honors Aspire

Hilton's premium co-branded card with automatic Diamond status, an annual Free Night Reward, $400 in resort credits and a $550 annual fee.

Current offer
175,000
Annual fee
$550
Keeper score
5/5
Open guide →
Migration pilot Checked Jul 19, 2026

Amex · Hilton Honors Points

Hilton Honors Surpass

A hotel co-branded card that earns across everyday categories, includes automatic Hilton Gold status, and offers a $200 quarterly Hilton credit—with a $150 annual fee after the first year.

Current offer
130,000
Annual fee
$0 intro first year, then $150
Keeper score
4/5
Open guide →
Migration pilot Checked Jul 20, 2026

Amex · Marriott Bonvoy points

Marriott Bonvoy Bevy

A mid-tier Marriott card with a spend-gated free night award—often the better $250 pick than Bountiful, but still squeezed by the $95 and premium Marriott cards.

Current offer
135,000
Annual fee
$250
Keeper score
1/5
Open guide →
Migration pilot Checked Jul 20, 2026

Amex · Marriott Bonvoy points

Marriott Bonvoy Brilliant

A premium Marriott card that earns Platinum status and a free night—nearly a must-have for Marriott Lifetime status chasers.

Current offer
150,000
Annual fee
$650
Keeper score
4/5
Open guide →
Migration pilot Checked Jul 20, 2026

Capital One · Capital One Miles

Capital One Venture X

A premium travel card that packs lounge access and strong earning into a lower annual fee than competitors—if you book through the portal.

Current offer
75,000
Annual fee
$395
Keeper score
4/5
Open guide →
Migration pilot Checked Jul 19, 2026

Chase · Chase Ultimate Rewards

Chase Sapphire Preferred

A flexible travel card that earns across everyday spending without charging a premium-tier annual fee.

Current offer
100,000
Annual fee
$95
Keeper score
5/5
Open guide →
Migration pilot Checked Jul 19, 2026

Chase · Chase Ultimate Rewards

Chase Sapphire Reserve

A premium travel card built around broad lounge access, flexible travel credits and elevated direct-booking rewards—with a $795 fee to justify.

Current offer
100,000
Annual fee
$795
Keeper score
3/5
Open guide →
Migration pilot Checked Jul 20, 2026

Chase · Marriott Bonvoy points

Marriott Bonvoy Bold

A no-fee way into Marriott Bonvoy—but the $95 Boundless is worth the upgrade for almost everyone.

Current offer
60,000
Annual fee
$0
Keeper score
1/5
Open guide →
Migration pilot Checked Jul 20, 2026

Chase · Marriott Bonvoy points

Marriott Bonvoy Boundless

The best entry-level Marriott card—a free night award every year for $95.

Current offer
125,000
Annual fee
$95
Keeper score
4/5
Open guide →
Migration pilot Checked Jul 20, 2026

Chase · Marriott Bonvoy points

Marriott Bonvoy Bountiful

A mid-tier Marriott card with a free night award—but the Amex Bevy is often the better pick at the same $250 fee.

Current offer
85,000
Annual fee
$250
Keeper score
1/5
Open guide →
Migration pilot Checked Jul 21, 2026

Citi · AAdvantage Miles

AA Platinum Select

An American Airlines card with free checked bags and preferred boarding—best for regular AA flyers.

Current offer
80,000
Annual fee
$0 first year, then $99
Keeper score
2/5
Open guide →
Migration pilot Checked Jul 19, 2026

Citi · Citi ThankYou Points

Citi Strata Elite

Premium travel and dining with a 12X portal peak, $300 hotel benefit, and Priority Pass—but narrow dining windows.

Current offer
75,000
Annual fee
$595
Keeper score
3/5
Open guide →
Migration pilot Checked Jul 20, 2026

Citi · Citi ThankYou Points

Citi Strata Premier

Best 1-card setup for most—five everyday 3X categories at $95.

Current offer
60,000
Annual fee
$95
Keeper score
4/5
Open guide →