Editorial standards
How a claim becomes publishable.
Points Brief separates current issuer facts, historical context, and editorial judgment—and requires a visible verification state for each.
Source hierarchy
Public issuer application pages, pricing terms, complete benefit guides, and dated issuer notices control current product facts. Independent specialist records support historical comparisons. Reader reports are discovery inputs, not publication proof.
Offer channels stay separate
Public, referral, targeted, branch, mailer, and account-specific offers are labeled and tracked separately. A public offer is compared with public history; an invitation-only screenshot does not redefine the public baseline.
Card-guide checks
- Issuer product page, pricing terms, and full benefit guides are checked separately.
- Historical superlatives require independent dated evidence.
- Closest alternatives are researched on both sides of the comparison.
- Transfer partner lists include every current partner and display only non-1:1 ratios.
- Eligibility language is summarized without promising approval.
Publishing state
Draft and recheck-due entries are excluded or visibly labeled. Existing guides can be migrated before sources are fetched again. Post-migration source verification is a separate, costly step that begins only after explicit editorial approval and should be batched to avoid unnecessary repetition. Verification, editorial review, build validation, and desktop/mobile QA are required before a migration warning is removed.
Unknown is a status—not an invitation to fill a gap with confident language.