Card guide · British Airways Executive Club
Chase British Airways Visa Signature
Card guide overview
The British Airways co-brand earns Avios on BA, Aer Lingus, and Iberia flights, with the Travel Together Ticket every year after $30K spend, up to $600/year in Reward Flight Statement Credits, and 10% off BA flights from the U.S.
Key card attributes
| Issuing bank | Reward currency | Currency type | Network | Annual fee |
|---|---|---|---|---|
| Chase | Avios | Airline Miles | Visa | $95 |
Closest alternatives
At a glance
The card in three decisions.
The Chase British Airways Visa Signature is the British Airways co-branded card at $95. It earns 3X Avios on British Airways, Aer Lingus, and Iberia flights, 2X on hotels booked directly, and 1X everywhere else. The headline benefit is the Travel Together Ticket—a companion ticket on BA Avios redemption flights, earned every year after $30,000 in annual spend and valid in any cabin including First.
The card also delivers up to $600 per year in Reward Flight Statement Credits that apply toward taxes and fees on BA reward flights, plus 10% off British Airways flights booked from the U.S. For travelers who redeem Avios on BA premium cabins, the Travel Together Ticket is among the most valuable companion benefits in any co-brand portfolio—doubling the value of an Avios redemption by adding a second seat on the same booking.
Best fit
BA premium-cabin award travelers who can hit $30K annual spend
If you redeem Avios for BA World Traveller Plus, Club World, or First and can spend $30,000 per year, the Travel Together Ticket and statement credits easily exceed the $95 fee.
Current timing
75K Avios is the standard public offer
The BA co-brand has historically offered 75K Avios as its standard public bonus. No elevated tier is currently tracked.
Main watchout
The Travel Together Ticket requires $30K/year spend and BA redemption availability
The companion ticket only unlocks at $30,000 in annual spend and must be used on a BA Avios redemption flight—availability in premium cabins can be limited.
Current and historical offer
75K Avios is the standard public offer.
We compare public points offers with public points offers. Referral, branch, targeted and mixed cash-plus-points offers are outside this ladder.
Timing assessment
75K is the standard public offer—no elevated tier is currently tracked.
The BA co-brand has historically offered 75K Avios as its standard public bonus. The Travel Together Ticket and statement credits are the real recurring value, not the sign-up bonus.
Why someone may still apply
The Travel Together Ticket and Reward Flight credits provide recurring premium-cabin value.
If you redeem Avios on BA premium cabins, the annual Travel Together Ticket can be worth thousands in companion seat value—far above the $95 fee.
Card benefits
Travel Together Ticket, Reward Flight credits, and 10% off BA flights define the value.
The tiers are a Points Brief editorial assessment of decision importance and rarity among premium airline co-brand cards—not labels supplied by Chase.
Tier 1 · Core British Airways value
Benefits that define the card value proposition.
Travel Together Ticket every year after $30K spend
Earn a Travel Together Ticket each year after $30,000 in purchases—a companion seat on the same British Airways Avios redemption flight, valid in any cabin including First.
- Requires $30,000 in net purchases in a cardmember year.
- Companion travels on the same BA Avios redemption booking in the same cabin.
- Valid on British Airways-operated flights; the companion ticket covers the Avios cost of the second seat—taxes and carrier charges still apply.
- The ticket is valid for two years once earned, giving flexibility on when to redeem.
- Alternative use: a 50% discount on the Avios price of a solo reward flight on British Airways.
Know the limits: Avios redemption availability in premium cabins can be limited, especially in Club World and First. Book well in advance. The companion ticket does not cover the taxes, fees, and carrier charges on the second seat.
Reward Flight Statement Credits per year
Earn up to $600 per year in statement credits that apply toward taxes, fees, and carrier charges on British Airways reward flights.
- $100 per Economy or Premium Economy reward flight, or $200 per Business or First Class seat.
- Usable three times per calendar year, up to $600 in total.
- Triggers when you book a British Airways Reward Flight and pay the taxes, fees, and carrier charges with the card.
- Pairs with the Travel Together Ticket: the credits offset the taxes and carrier charges the companion ticket does not cover.
Tier 2 · Airfare savings and Avios flexibility
Benefits that add ongoing value beyond the welcome bonus.
10% 10% off British Airways flights booked from the U.S.
Save 10% on eligible British Airways flights purchased directly from BA when departing from the United States.
Discount applies to eligible fare classes booked on ba.com from a U.S. origin; terms and exclusions apply.
0% No foreign transaction fees
No issuer foreign-transaction fee on purchases abroad—useful for spending in the U.K. and across Europe.
Tier 3 · Expected card basics
Standard Chase travel protections.
Auto rental collision damage waiver Travel baseline
Secondary coverage in the U.S.; primary in most other countries for eligible rentals.
Purchase protection and extended warranty Travel baseline
Coverage for eligible new purchases against damage or theft; extended warranty on eligible items.
Lost luggage reimbursement Travel baseline
Reimbursement for lost or damaged luggage on common carrier travel.
Comparison method: Premium airline co-branded cards including Chase Aer Lingus Visa Signature ($95) and Chase Iberia Visa Signature ($95); official public pages reviewed in July 2026.
Earning rates
3X Avios on BA, Aer Lingus, and Iberia; 2X on direct hotel bookings; 1X everywhere else.
Rates shown are Avios per dollar on eligible purchases. Merchant coding and Chase terms control.
British Airways, Aer Lingus, and Iberia flights
Eligible flights booked directly with British Airways, Aer Lingus, or Iberia.
Hotels booked directly
Hotel stays booked directly with the hotel—not through third-party sites.
All other purchases
One Avios per dollar on purchases not eligible for a higher rate.
Credit interaction: Avios are valued at roughly 1.0–1.5 cents each. BA short-haul awards in Europe start at low Avios rates, and premium-cabin transatlantic redemptions can deliver strong value—especially when paired with the Travel Together Ticket.
British Airways Executive Club / Avios
Shared Avios currency across British Airways, Aer Lingus, and Iberia.
Avios is the shared loyalty currency of the IAG group—British Airways, Aer Lingus, and Iberia. Avios earned on this card can be combined 1:1 between British Airways Executive Club, Aer Lingus Club, and Iberia Plus accounts via the "Combine My Avios" feature, and redeemed on any of the three carriers and their partners. The BA Executive Club uses distance-based award pricing.
Key benefit
IAGshared Avios
Combine Avios 1:1 between British Airways, Aer Lingus, and Iberia.
Avios earned on the BA Visa can be moved between Executive Club, Aer Lingus Club, and Iberia Plus at a 1:1 ratio. This unlocks redemption flexibility—Avios can be spent on BA transatlantic premium cabins, Iberia business class to Madrid, or Aer Lingus transatlantic awards, depending on which program offers the best value.
British Airways hubs
Where BA operates the most flights.
- London Heathrow (LHR)
- London Gatwick (LGW)
- London City (LCY)
IAG partner airlines
Avios can be redeemed across the IAG group and Oneworld partners.
- British Airways
- Aer Lingus
- Iberia
- Qatar Airways
- Finnair
- American Airlines (Oneworld partner)
Chase British Airways card at a glance
What this card gets you.
- 3X Avios on BA, Aer Lingus, and Iberia flights
- 2X on hotels booked directly
- Travel Together Ticket every year after $30K spend
- Up to $600/year Reward Flight Statement Credits
- 10% off BA flights booked from the U.S.
- No foreign transaction fees
- Avios combine 1:1 across BA, Aer Lingus, and Iberia
IAG Chase card family
How this card compares to other IAG co-brands.
- Aer Lingus Visa Signature: $95, companion ticket, priority boarding
- British Airways Visa Signature: $95, Travel Together Ticket, Reward Flight credits
- Iberia Visa Signature: $95, $1,000 airfare discount voucher, 10% off Iberia
Sources and methodology
Sources for this page
- Last checked: July 31, 2026
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