Card guide · Aer Lingus Avios
Chase Aer Lingus Visa Signature
Card guide overview
The Aer Lingus co-brand earns Avios on Aer Lingus, British Airways, and Iberia flights, with an Economy Companion Ticket after $30K annual spend and no foreign transaction fees.
Key card attributes
| Issuing bank | Reward currency | Currency type | Network | Annual fee |
|---|---|---|---|---|
| Chase | Avios | Airline Miles | Visa | $95 |
Closest alternatives
At a glance
The card in three decisions.
The Chase Aer Lingus Visa Signature is the Aer Lingus co-branded card at $95. It earns 3X Avios on Aer Lingus, British Airways, and Iberia flights, 2X on hotels booked directly, and 1X everywhere else. The headline benefit is an Economy Companion Ticket after $30,000 in annual spend—book a companion on the same Aer Lingus transatlantic reservation for a fixed fee plus taxes.
For travelers who fly Aer Lingus across the Atlantic, the card pairs a solid Avios earning rate with priority boarding on U.S.–Ireland flights and the recurring companion ticket. Avios are shared across the IAG group (Aer Lingus, British Airways, Iberia), so points can be combined and redeemed on any of the three carriers. With no foreign transaction fees, the card is practical for use in Ireland and across Europe.
Best fit
Transatlantic travelers who fly Aer Lingus and value the Economy Companion Ticket
If you fly Aer Lingus U.S.–Ireland at least once a year, the $30K spend companion ticket and priority boarding can justify the $95 fee.
Current timing
75K Avios is the standard public offer
Aer Lingus co-brand offers have historically been less variable than other Chase airline cards. 75K is the typical public offer.
Main watchout
The Economy Companion Ticket requires $30,000 in annual spend
The companion ticket only unlocks after $30,000 in calendar-year spend. Below that threshold, the card is mostly an earning-and-benefits play.
Current and historical offer
75K Avios is the standard public offer.
We compare public points offers with public points offers. Referral, branch, targeted and mixed cash-plus-points offers are outside this ladder.
Timing assessment
75K is the standard public offer—no elevated tier is currently tracked.
The Aer Lingus co-brand has historically offered 75K Avios as its standard public bonus. There is no widely tracked elevated offer to wait for.
Why someone may still apply
The Economy Companion Ticket and Avios earning matter more than the bonus.
If you have upcoming Aer Lingus travel and can hit the $30K spend threshold, the companion ticket and priority boarding provide immediate, recurring value.
Card benefits
Economy Companion Ticket, priority boarding, and Avios earning define the value.
The tiers are a Points Brief editorial assessment of decision importance and rarity among premium airline co-brand cards—not labels supplied by Chase.
Tier 1 · Core Aer Lingus value
Benefits that define the card value proposition.
Economy Companion Ticket after $30K/year spend
Earn an Economy Companion Ticket each year after $30,000 in purchases—book a companion on the same Aer Lingus transatlantic reservation for a fixed fee plus taxes and carrier charges.
- Requires $30,000 in net purchases in a cardmember year.
- Valid for a companion on the same Aer Lingus reservation between the U.S. and Ireland.
- Companion travels in the same cabin class as the cardmember.
Know the limits: The companion ticket covers the base airfare; taxes and carrier-imposed charges still apply. Book well in advance—award and companion availability on Aer Lingus is limited.
Priority boarding on Aer Lingus U.S.–Ireland flights
Board early on Aer Lingus flights between the U.S. and Ireland, ahead of general boarding.
Tier 2 · Avios flexibility and travel basics
Benefits that add ongoing value beyond the welcome bonus.
0% No foreign transaction fees
No issuer foreign-transaction fee on purchases abroad—useful for spending in Ireland and across Europe.
Tier 3 · Expected card basics
Standard Chase travel protections.
Auto rental collision damage waiver Travel baseline
Secondary coverage in the U.S.; primary in most other countries for eligible rentals.
Purchase protection and extended warranty Travel baseline
Coverage for eligible new purchases against damage or theft; extended warranty on eligible items.
Lost luggage reimbursement Travel baseline
Reimbursement for lost or damaged luggage on common carrier travel.
Comparison method: Premium airline co-branded cards including Chase British Airways Visa Signature ($95) and Chase Iberia Visa Signature ($95); official public pages reviewed in July 2026.
Earning rates
3X Avios on Aer Lingus, BA, and Iberia; 2X on direct hotel bookings; 1X everywhere else.
Rates shown are Avios per dollar on eligible purchases. Merchant coding and Chase terms control.
Aer Lingus, British Airways, and Iberia flights
Eligible flights booked directly with Aer Lingus, British Airways, or Iberia.
Hotels booked directly
Hotel stays booked directly with the hotel—not through third-party sites.
All other purchases
One Avios per dollar on purchases not eligible for a higher rate.
Credit interaction: Avios are valued at roughly 1.0–1.5 cents each depending on redemption. The card pairs Aer Lingus companion-ticket value with the flexibility to pool Avios across IAG carriers.
Aer Lingus Avios program
Shared Avios currency across Aer Lingus, British Airways, and Iberia.
Avios is the shared loyalty currency of the IAG group—Aer Lingus, British Airways, and Iberia. Avios earned on this card can be combined 1:1 between Aer Lingus, British Airways, and Iberia frequent flyer accounts via the "Combine My Avios" feature, and redeemed on any of the three carriers and their partners. Avios use distance-based award pricing on BA and Iberia and a hybrid distance/Revenue model on Aer Lingus.
Key benefit
IAGshared Avios
Combine Avios 1:1 between Aer Lingus, British Airways, and Iberia.
Avios earned on the Aer Lingus Visa can be moved between Aer Lingus Club, British Airways Executive Club, and Iberia Plus accounts at a 1:1 ratio. This unlocks redemption flexibility—Avios can be spent on short-haul BA flights in Europe, Iberia transatlantic business class, or Aer Lingus transatlantic awards, depending on which program offers the best value.
Aer Lingus focus routes
Where the card and Avios redemptions add the most value.
- Dublin (DUB) to New York (JFK), Boston (BOS), Chicago (ORD)
- Dublin (DUB) to Los Angeles (LAX), San Francisco (SFO), Seattle (SEA)
- Manchester (MAN) to New York (JFK)
- Connecting Europe via Dublin with U.S. preclearance
IAG partner airlines
Avios can be redeemed across the IAG group and Oneworld partners.
- Aer Lingus
- British Airways
- Iberia
- Qatar Airways
- Finnair
- American Airlines (Oneworld partner)
Chase Aer Lingus card at a glance
What this card gets you.
- 3X Avios on Aer Lingus, BA, and Iberia flights
- 2X on hotels booked directly
- Economy Companion Ticket after $30K/year spend
- Priority boarding on Aer Lingus U.S.–Ireland flights
- No foreign transaction fees
- Avios combine 1:1 across Aer Lingus, BA, and Iberia
IAG Chase card family
How this card compares to other IAG co-brands.
- Aer Lingus Visa Signature: $95, companion ticket, priority boarding
- British Airways Visa Signature: $95, Travel Together Ticket, Reward Flight credits
- Iberia Visa Signature: $95, $1,000 airfare discount voucher, 10% off Iberia
Sources and methodology
Sources for this page
- Last checked: July 31, 2026
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