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Barclays Wyndham Rewards Earner Plus credit card

Card guide · Wyndham Rewards

Barclays Wyndham Rewards Earner Plus

Card guide overview

The sweet spot of the Wyndham family. $95 earns 6X at Wyndham, 4X on gas (incl. EV charging)/travel/dining/grocery, Diamond status year one, 15,000 anniversary points, a separate 15,000-point bonus after five paid Wyndham nights, and up to $50/year in meal-delivery credit. Benefits can exceed the fee for anyone who can use the five-night bonus and stay at Wyndham regularly.

  • Hotel points
  • Wyndham Rewards
  • Entry tier
  • Gas
  • EV charging
  • Travel
  • Dining
  • Grocery
  • Diamond status
  • No foreign transaction fee
  • Platinum status
  • Coupon Book 3/5
  • Keeper Card 5/5

Key card attributes

Issuing bank Reward currency Currency type Network Annual fee
Barclays Wyndham Rewards Hotel points Visa $95

Closest alternatives

At a glance

The $95 Wyndham card adds 15,000 anniversary points and a separate five-night points bonus.

The Barclays Wyndham Rewards Earner Plus earns 6X at Hotels by Wyndham, 4X on gas (including EV charging), travel, dining, and grocery, and 1X everywhere else, for a $95 annual fee. It includes Diamond status in year one (Platinum thereafter), 15,000 anniversary points, a separate 15,000-point bonus after 5 qualifying paid nights charged to the card, up to $50 in annual meal-delivery credit, National Emerald Club Executive status, and a 10% points discount on free-night awards. The welcome offer is up to 100,000 bonus points (45,000 after $1,000 in 90 days, plus 55,000 after $500 at Wyndham in 180 days).

Compared with the $0 Earner, the Plus adds 6X at Wyndham instead of 5X, 4X travel earning, Diamond status in year one then Platinum instead of Gold, 15,000 anniversary points instead of 7,500 after $15,000 in annual spend, a separate 15,000-point five-night bonus, meal-delivery credits, and National Emerald Club Executive status. Both cards retain the 10% award discount. The Plus does not issue a free-night certificate; its five-night benefit is a points bonus.

Best fit

Wyndham guests who can use the five-night bonus and want Diamond status

If you can complete five qualifying paid Wyndham nights with the card, the separate 15,000-point bonus, Diamond status year one, anniversary points, and meal-delivery credit can make the $95 fee worthwhile. This is the strongest Wyndham card below the Premier for many loyalists.

Current timing

100,000 points is an elevated post-revamp offer; the prior documented Plus level was 90,000

The current 45,000 + 55,000 split rewards cardholders who spend $1,000 normally and then $500 at Wyndham within the first 180 days. The June 2026 revamp changed the offer and card benefits for new applicants, so pre-revamp 90K and 100K offers are useful history but not a direct comparison.

Main watchout

The Premier at $395 adds $400+ in annual credits, but only if you will use them

The Premier ($395) includes Diamond status every year, 30,000 anniversary points, a separate 30,000-point bonus after five qualifying paid nights, and $400+ in statement credits (hotel, wholesale, meal delivery, streaming, TSA/GE). It is a better deal than the Plus only if you will actually use the credits. Otherwise the Plus is the better keeper. As a general rule, never carry a balance on any rewards card.

Current & historical offer

The current post-revamp offer is 100,000 points; the prior documented Plus level was 90,000.

The June 17, 2026 revamp changed the Earner Plus offer, annual fee, earning rates, status, and benefits for new applicants. Pre-revamp offers remain useful history but may not be directly comparable. We found no dated public 85K Earner Plus record, and 120K belongs to the separate Earner Premier card.

Standard Offer 90,000
Standard Offer Dated public tracking recorded a 90,000-point Earner Plus offer in July 2021, and Doctor of Credit listed the same amount in March 2025. No dated public 85K Plus record was found in the sources reviewed.
Maximum Tracked Offer 100,000
Maximum Tracked Offer Current post-revamp offer: 45,000 after $1,000 in purchases within 90 days, plus 55,000 after $500 at Hotels by Wyndham within 180 days.

Timing assessment

100K is the current post-revamp offer, but the $500 Wyndham spend is required for the full amount.

The 100,000-point offer is the current public Plus offer after the June 2026 revamp. You receive 45,000 points from the initial $1,000 spend and the remaining 55,000 only after $500 in qualifying Wyndham purchases within 180 days. The older 90K and 100K offers used different pre-revamp terms.

Why someone may still apply

The separate keeper benefits matter more than the bonus after year one.

The 15,000 anniversary points, separate 15,000-point five-night bonus, Diamond status year one, 10% award discount, meal-delivery credit, and National Executive status are ongoing benefits. The five-night bonus is points—not a free-night certificate—and the anniversary points are a separate benefit.

100K bonus · $95 annual fee
View official Barclays offer ↗

Card benefits

Diamond status, two separate 15K bonuses, and a 10% award discount support the $95 fee.

The tiers are a Points Brief editorial assessment of decision importance and rarity among comparable mid-tier hotel co-brand cards — not labels supplied by Barclays.

Tier 1 · Rare differentiators

Benefits uncommon enough at this fee level to influence the card decision.

15K points

15,000 points after 5 qualifying paid nights

After completing 5 qualifying paid nights at a 6X Wyndham property and charging those stays to the Earner Plus, cardholders receive 15,000 Wyndham Rewards points within 2–4 weeks. Those points can fund a 15,000-point free-night redemption, but this is a points bonus—not a free-night certificate.

  • Requires 5 qualifying paid nights at a 6X Wyndham property within the calendar year.
  • The qualifying stays must be booked and paid for with the Earner Plus.
  • The 15,000-point bonus is capped once per calendar year.
  • The points can be used toward Wyndham free-night awards, subject to the program’s redemption tiers and availability.
  • Stacks with the 10% award-points discount.

Know the limits: The 5-night threshold must be met each year to earn the points. The benefit is not a certificate, and the points may not cover a 30,000-point redemption at higher-priced properties.

10% fewer points required for free nights

Cardholders need 10% fewer Wyndham Rewards points for free-night awards — an uncapped discount on eligible award redemptions.

Tier 2 · Solid mid-tier value

Benefits that add meaningful value and partially justify the $95 fee.

Diamond yr 1 Wyndham Diamond status year one, then Platinum

Cardholders receive Wyndham Diamond elite status in year one — Wyndham’s top tier, including suite upgrades subject to availability, a welcome amenity at select hotels, and top bonus earning. Thereafter, the card grants Platinum status.

Diamond is Wyndham’s highest published status tier. Platinum is a strong mid-upper tier. Both include benefits beyond the Gold status granted by the $0 Earner.

15,000 15,000 anniversary points each year

Each cardholder anniversary, cardholders earn 15,000 Wyndham Rewards points. This is separate from the 15,000-point bonus after five paid nights; the two benefits should not be combined into a single 30,000-point annual award.

15,000 Wyndham Rewards points are estimated at $105–$150 based on a 0.7–1.0 cent per-point value.

$50 Up to $50/year meal delivery credit

Cardholders can receive up to $50 in statement credits annually on eligible meal-delivery service purchases. A tangible ongoing benefit that further offsets the $95 fee.

Eligible services and terms are set by Barclays; enrollment or specific merchants may be required. The $50 is a cap, not a guarantee.

National Complimentary Emerald Club Executive status with National

Earner Plus cardmembers receive complimentary Emerald Club Executive status with National, a useful secondary travel benefit for renters.

Enrollment and account-linking instructions are provided through the Barclays account. National terms control the status benefits.

Tier 3 · Everyday earning and card baseline

Benefits that round out the value proposition.

No foreign transaction fees Card baseline

No issuer FTF on international purchases. Standard for travel-oriented cards.

Visa acceptance worldwide Network

Visa network provides broad global acceptance and standard Visa purchase protections.

Comparison method: Mid-tier hotel co-brand cards including Chase IHG One Rewards Premier, Chase Marriott Bonvoy Boundless, and Amex Hilton Surpass; public positioning reviewed in July 2026. Tiering is editorial.

Earning rates

6X at Wyndham and 4X on four everyday categories — the strongest mid-tier earning in the Wyndham family.

Rates shown are card-only earning. Wyndham Rewards member earning (varies by status) layers on top of the card rate at Wyndham properties.

4X

Gas stations (incl. EV charging), travel, dining, and grocery stores

Broad everyday categories. The $0 Earner earns 3X on gas (incl. EV charging)/dining/grocery (no travel); the $395 Premier earns 4X on these same categories.

1X

All other purchases

Standard base rate. At an estimated 0.7–1.0 cents per Wyndham point, 1X is worth roughly 0.7%–1.0% effective return.

Value context: Wyndham Rewards points are estimated at 0.7–1.0 cents each. At 4X on everyday spend, the effective return is roughly 2.8%–4.0% — strong for a mid-tier hotel card. Value rises at Wyndham properties with the 6X rate plus Diamond/Platinum bonuses.

Wyndham Rewards program

The largest hotel chain by property count, with points that work best at economy and midscale brands.

Wyndham Rewards is the loyalty program for Hotels by Wyndham — the world's largest hotel company by property count, with 9,000+ properties across 80+ countries. Points redeem for free nights under the program's 7,500-, 15,000-, and 30,000-point tiers, with strong value at Wyndham's midscale and economy brands. The Earner Plus adds Diamond status year one (Platinum thereafter) and a separate 15,000-point bonus after five paid nights; it does not issue a free-night certificate.

Key benefit

15K points

after 5 paid nights

Earn 15,000 points after 5 qualifying paid nights charged to the Plus card.

This is a points bonus, not a free-night certificate. The 15,000 points can fund a Wyndham free-night redemption at the 15,000-point tier and combine with the 10% award discount, subject to the program’s rules and availability.

Diamond status reality check

What Wyndham Diamond does — and does not — get you (year one only).

  • Suite upgrades subject to availability (Diamond-only)
  • Welcome amenity at select brands (Diamond-only)
  • Top-tier bonus points on paid Wyndham stays
  • Early checkout / late checkout subject to availability
  • Diamond applies to year one only; Platinum thereafter
  • No guaranteed breakfast: Wyndham’s published Diamond welcome amenity is a complimentary snack or beverage at select hotels, not breakfast
  • Benefits are property-dependent and not guaranteed

Popular Wyndham brands

Where your points, award nights, and status work.

  • Wyndham
  • Wyndham Grand
  • Ramada
  • Days Inn
  • Super 8
  • La Quinta
  • Howard Johnson
  • Travelodge
  • Microtel Inn & Suites
  • AmericInn
  • Baymont Inn & Suites
  • Knights Inn

Earner Plus vs. Premier at a glance

What the $395 Earner Premier adds over the $95 Plus.

  • 8X at Wyndham instead of 6X
  • Diamond status every year (vs. Diamond yr 1, then Platinum)
  • 30,000 anniversary points instead of 15,000
  • 30,000 points after 5 paid nights (vs. 15,000)
  • $400+ in annual statement credits (hotel, wholesale, meal delivery, streaming, TSA/GE)
  • 25% fewer points for free nights (vs. 10%)

The Wyndham Earner family

Three tiers of Wyndham Rewards co-brand cards from Barclays.

  • Earner · $0 annual fee · 5X Wyndham · Gold status
  • Earner Plus · $95 annual fee · 6X Wyndham · Diamond yr 1 then Platinum · 15K anniversary points + separate 15K five-night bonus (this card)
  • Earner Premier · $395 annual fee · 8X Wyndham · Diamond status · $400+ in credits

When the Earner Plus makes sense

Use cases for this card.

  • You can complete 5 qualifying paid Wyndham nights with the card and use the separate 15,000-point bonus
  • You want Diamond status year one without paying $395 for the Premier
  • You value the separate 15,000 anniversary points and up to $50 meal-delivery credit as fee offsets
  • You want the strongest Wyndham earning under $395 (6X Wyndham, 4X everyday)

Sources and methodology

Sources for this page

  • Last checked: August 2, 2026